Health insurance for people with places to be

Digital nomads have enough to figure out. Choose your cover online in minutes, with help when you need care.

Find my cover Tell us where you’d like to go. We’ll help you explore cover.
A traveler overlooking a sunlit town from a terracotta terrace, illustrated in warm graphic shapes.
Insurance, minus the headache

We keep the insurance part simple, so you can get back to the rest of your life.

When plans go sideways

Real life happened.
We were there.

Different countries, different problems, one less thing for our members to worry about.

See what's covered
How help works

Getting care is hard enough.
We make our part easy.

Hospital or everyday doctor visit, here is what to do and what happens next.

If it is a hospital

Get the care you need. Call us in.

  1. Go to the nearest hospital and ask them to call our 24/7 hotline.

  2. We speak with the hospital directly and confirm your cover while they look after you.

  3. For covered stays, we pay the hospital. You do not have to front the bill, and there is no deductible.

Need transport? Ambulance by road, air, water or rail is included, along with medical repatriation home.

A Black woman traveler receiving care from a female Thai nurse in a modern hospital room in Bangkok.

Your job is to feel better

Our job is to help with necessary treatment and be available 24/7.

For everyday care

See a doctor. Send us the bill.

  1. Choose any licensed doctor. There is no network and no pre-approval.

  2. Take a photo of the invoice and upload it from your phone.

  3. Then we reimburse you. Global pays within three business days. Go allows up to two weeks and is often faster.

Go carries a €50 deductible per outpatient claim. Hospital stays have none.

A South Asian traveler speaking with a male Japanese doctor in a neighborhood clinic in Japan.

Your doctor, your choice

See any licensed healthcare provider, wherever you are.

Two straightforward choices

One for the trip.
One for life abroad.

A travel backpack inside a Japanese genkan with a pair of sneakers neatly removed on the lower entry floor.

Nomads.care Go

Already insured at home? Go covers new illnesses and injuries while you're away.

€49/ month

Example for a 30 year old. Your price depends on age and destination.

Choose Go
  • Flexible cover from one to twelve months, cancel any month
  • Up to €1,000,000 per person
  • New illness and injury while travelling, inpatient and outpatient
  • Medical transport and repatriation home
  • Emergency dental to €1,000, physiotherapy up to six sessions
  • Sign up when you are already abroad, up to age 69
  • Requires long-term cover at home, public healthcare counts
Moving boxes, apartment keys, a rolled rug, and plants in a bright new apartment.

Nomads.care Global

Living abroad long term? Global can become your main worldwide health insurance.

€199/ month

Example for a 30 year old with no deductible. Basic covers up to €1,000,000 a year.

Choose Global
  • Renewable for life, minimum one year, ages 0 to 55 at signup
  • Outpatient claims reimbursed in three business days
  • Hospital stays, surgery, rehabilitation and inpatient psychiatric care
  • Medication, medical devices and emergency transport
Want dental, mental health, maternity or routine check-ups? Have a look at Premium.

Go or Global? Let's make this easy.

Tell us where you want to go, how long you’ll stay and what cover you have at home. We’ll show you which plan to explore.

Find my cover
The honest part

What is not
covered.

Good insurance should be clear about the limits. These are the main ones to know before you choose a plan.

  • Pre-existing conditions

    Symptoms or diagnoses from the twelve months before your policy starts are not covered.

  • Dental, mental health, maternity and check-ups on Go

    Go focuses on new illnesses and injuries. Global Premium adds routine care, with a twelve-month wait for dental and maternity.

  • The truly extreme stuff

    BASE jumping, wingsuit flying, bull riding and sports you are paid to compete in are not covered.

  • Travel problems that are not medical

    This is health insurance, so trip cancellations, flight delays, lost luggage, theft and personal liability are not covered.

  • Two extra details worth knowing

    US and Canada: emergency-only cover for the first seven days of each stay, with an upgrade available. Joining abroad without prior cover: a fourteen-day wait for routine care; emergencies are covered from day one.

Fair questions

Things we would
ask too.

A hand holding a phone with simple chat bubbles and a confirmation check beside travel documents.
Okay, but will Nomads.care actually pay?

That is the question that matters. For covered hospital stays, we pay the hospital directly. For regular doctor visits, submit the claim online and reimbursement typically arrives within days.

Which plan is for me?

If you already have long-term insurance at home, including public healthcare, Go adds cover for new illnesses and injuries while you are abroad for up to twelve months. If life abroad is your new normal, Global can replace your home cover and offers options for dental, mental health, maternity and preventive care.

Can I join when I am already abroad?

Yes. You can sign up online from wherever you are. If you join abroad without prior cover, there is a fourteen-day waiting period when only emergencies are covered. After that, the rest of your plan begins.

What is not covered?

Go does not cover pre-existing conditions, routine dental, mental health, maternity or preventive care. Global Premium adds dental, mental health, maternity and preventive care, subject to the policy terms and waiting periods. Neither plan covers activities such as BASE jumping or wingsuit flying, or travel issues like cancellation, lost luggage, theft and personal liability.

I have public healthcare at home. Do I still need Nomads.care?

Public healthcare often offers limited or no cover outside your home country. Go works alongside your existing public plan and covers you at licensed doctors and hospitals worldwide. If you are moving abroad long term, Global can replace your home cover.

What do I do if I need a hospital?

Go to the nearest hospital and ask them to call our 24/7 emergency hotline. We coordinate with any licensed hospital and arrange direct payment for covered stays. Ambulance transport by road, air, water and rail is included, as is medical repatriation home when needed.

Can I still surf, dive and ski?

Yes. Go and Global include climbing, cycling, diving, hiking, kitesurfing, mountain biking, martial arts, skydiving, skiing, snowboarding and surfing without an extra add-on. Truly extreme activities such as BASE jumping, bull riding and wingsuit flying are excluded.

How long will reimbursement take?

Covered hospital stays are paid directly. For regular doctor claims, Global reimburses within three business days. Go allows up to two weeks.

Let's get the insurance bit sorted.

Choose your cover online, even if you are already abroad. It only takes a few minutes.

Find my cover
A woman traveler naturally checking her phone while holding her suitcase at a tropical train station.